Bad credit is costing you thousands every year in higher interest rates, denied applications, and bigger deposits. We fix it. 100% free.
No monthly fees. No hidden charges. No catch. Ever.
Every day you wait is money out of your pocket.
Save $5,000+ over the life of the loan
Save $50,000+ over 30 years
Save hundreds per year in interest
The average credit repair company charges $79-149/month for 6-12 months. Here's what you get from us — for free.
Total value
$1,350+
Your price
$0
Just $1 to IdentityIQ for your credit report. Our repair service is free. Forever.
No hidden fees. No monthly charges. No "free trial" that turns into a subscription. The only cost is $1 to IdentityIQ for your credit report. Our service is free.
We know exactly what the bureaus want to hear. We write custom dispute letters citing the FCRA – not generic templates. Your only job is to mail them (and we make that one click).
Credit Bounce was built by former and current credit repair professionals who believe what they do should be offered pro bono to the public. This is their mission.
Most customers receive their custom credit dispute letters within 24-48 hours. We're fast, but we never cut corners when it comes to your credit.
Your credit score is more than just a number. It's your golden ticket to a better life.
Impress lenders and get your home loan approved – faster – with a stronger credit score.
Credit report inaccuracies can cost you job opportunities. Clean up your report and never worry about background checks again.
Better credit = lower rates on everything. Car loans, mortgages, credit cards – the savings compound for years.
Walk into the dealership with a strong credit score and get the financing you deserve. No more getting turned away.
Bad credit holds you back from everything. Fix it once and watch every financial door swing open.
Higher score = higher limits. Simple math. More purchasing power, better rewards, stronger financial position.
We inspect your credit report with a fine tooth comb. Here's what we dispute:
There's no catch. We earn a small affiliate commission when you sign up for IdentityIQ ($1 for your credit report). That's how we keep the lights on. Your credit repair – the analysis, letters, tracking, everything – is 100% free. Always.
IdentityIQ is a credit monitoring service that gives us instant access to your full credit report from all three bureaus. The $1 gets you in. You can cancel within 7 days if you only need one report – but we recommend keeping it active so we can automatically pull new reports for each dispute round.
No – IdentityIQ requires a regular debit or credit card. Prepaid cards won't work. Think of it this way: $1 is less than a cup of coffee, and it unlocks the ability to fix your credit and save thousands.
The bureaus have 30 days to investigate once they receive your letters. Most clients see their first deletions within 35-45 days. Tough items may take 2-3 rounds. We handle the escalation for you.
You've spent $1 on a credit report and a few dollars on mailing. There are no monthly fees to cancel, no contracts to break. And the law requires bureaus to investigate – items they can't verify must be removed. The FCRA is on your side.
Credit Bounce was founded by a team of former and current credit repair professionals with over a decade of experience. After years of watching companies charge innocent people hundreds of dollars a month for what should be a basic right, they built Credit Bounce to offer the same professional-grade service – completely free.
“Super professional, quick, and effective. I saw results within the first two months. They really work on your behalf to fix your credit and raise your score. The fact that it's free makes it a no-brainer.”
— Sarah S.
“I was skeptical about ‘free’ credit repair but they actually delivered. Got 3 collections removed in the first round. My score jumped 47 points. Can't recommend them enough.”
— James R.
Every day with a low score is money you're losing — on every loan, every card, every deposit. Other companies charge $1,000+ for what we do for free.
5 minutes to start. First letters in 24-48 hours. $0 from us. Ever.
No monthly fees. No contracts. Cancel IdentityIQ anytime.