A: First of all, our credit repair services are 100% free. We don’t charge a cent for our services because we are passionate about helping ordinary, everyday individuals and families live the lives they deserve. We have plenty of other income sources in our lives, so consider this a passion project of ours. A hobby. Yes, changing your life – for the better – forever – it something weENJOY doing, for fun! We also have the experience to back up our free credit repair services.We’ve been in the industry for more than a decade, and we got tired of seeing how expensive credit repair companies online take advantage of their clients. Credit repair shouldn’t make you lose more money.

A: Well, you’ve got nothing to lose seeing as our credit repair services are 100% free – and on top of that, you stand the chance to truly improve every aspect of your life. Bad credit that’s in the red makes lenders see you differently. If you ever want to be able to purchase a home, buy a car, unlock better interest rates, get a higher limit on your credit card…and more… then you NEED to get into the green. With our experience and free credit repair services, we can help you get there!

While everyone is different, we’ve seen people’s credit reports be cleared of all negative information in as little as a month or two. However, this all depends on the number of inaccuracies and other errors present. It also depends on your current credit score – if it’s lower, reaching your ideal score will take longer as you’ve got further to go

We must be totally honest and admit that, in rare cases, some people don’t ever see results because the “inaccuracies” on their report are, in fact, not inaccurate at all. If this ever happens to you, it’s not necessarily a bad thing. Knowledge is power, and there’s plenty you can do to improve your credit score on your own – from making sure your bills are paid on time to building new credit and, overall, practicing patience.

From small inaccuracies to fraudulent accounts opened through identity theft, to collections, charge-offs, repossessions, medical bills, inquiries, late payments, wrong names, credit card debt, incorrect social security numbers, old addresses, tax liens, judgements…the list goes on and on.And thankfully, we can help with it all!

If a hard inquiry is fraudulent or potential identity theft, then yes – we can dispute it. However, if the hard inquiry is unrecognized or likely legitimate, then we would prefer not to dispute it. Doing so could damage your credit even further.

The three credit bureaus, or Reporting Agencies, including Equifax, TransUnion, and Experian.Just like McDonalds, these are privately held companies that sell your personal and financial data to businesses in the form of credit reports. These businesses require your information to make a decision as to whether or not they should lend you money. Sadly, the bureaus have been involved in questionable behavior in the past. It is for this reason that the American Government created certain laws to empower and protect the people of America to defend themselves against credit report inaccuracies and errors. However, tackling these alone can be challenging – even though it is your right. That’s why we’re here to help, and you shouldn’t have to pay a cent to improve your credit and start living the life you deserve.